Personal Finance

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Learning about personal finance can be challenging. We make learning about money solutions easy. Our financial articles and tools will help you get where you want to go.

The Latest

What are the requirements for a student loan?

In need of a federal or private student loan? Here’s what you need to know about eligibility.

Today’s lowest mortgage rates? 10- and 15-year terms | May 26, 2023

Mortgage rates remain high for longer terms, while shorter terms provide borrowers with the opportunity to lock in lower interest rates.

How to get a student loan in 5 steps

Whether you need a federal or private loan, doing your research now can save you money later.

Most people want to pass down money to family members, poll says

Nearly eight in 10 (78%) American investors are rethinking their financial future — especially high earners. 

Student loan consolidation vs. refinancing: Which is best?

While student loan consolidation and refinancing are often used interchangeably, only one of these options can save you money on interest.

Today’s mortgage rates rise, 15-year terms stay lowest | May 25, 2023

Mortgage rates are on the rise, bringing the majority of terms above 6%. Borrowers should consider locking in their preferred rate ahead of likely future increases.

Average personal loan interest rates edge up for 3- and 5-year loans

The latest trends in interest rates for personal loans from the Credible marketplace, updated twice weekly.

Average used car loan interest rates in 2023

In the market for a used car? Here’s the scoop on used car loan interest rates. Find out how these loans work and if they’re the right choice for you.

What to know about auto loans

Getting an auto loan doesn’t have to be a confusing or overwhelming experience. Here’s everything you need to know to get started.

Private student loan interest rates plunge for 5-year loans

The latest private student loan interest rates from the Credible marketplace, updated weekly.

Today’s best mortgage rate? 15-year terms | May 24, 2023

Borrowers should consider taking advantage of today’s stable rates and lock in ahead of likely future increases.

Am I eligible for student loan forgiveness after 20 years? 

You could receive student loan forgiveness after 20 years on an income-driven repayment plan, such as PAYE or IBR. 

Dave Ramsey warns of the harmful effects of 'helicopter' parents: '28-year-olds living in their basement'

Renowned financial adviser Dave Ramsey has ruffled the feathers of parents nationwide with his old-school solution for young people trying to save money.

Using personal loans for home improvement projects

Updating or remodeling your home can be expensive. Find out how to finance your home improvement projects.

Today’s mortgage rates rise, 15-year terms stay lowest | May 23, 2023

Borrowers should take advantage of 15-year terms’ sub-6% rate amid climbing rates.

How to get a $1,000 personal loan

If you need access to funds quickly for unexpected expenses, a small personal loan can often be the solution.

Student loan refinance interest rates plunge for 5-year loans

This week, rates for borrowers using the Credible marketplace to refinance student loans rose for 10-year fixed-rate loans and plummeted for 5-year variable-rate loans. For borrowers with credit scores of...

When is debt consolidation a good idea?

Debt consolidation can help you lower your interest rates and reduce the number of monthly payments you make, but it’s not right for everyone.

Personal loan interest rates continue to rise for 3-year loans only

The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.

Today’s best mortgage deal? 15-year terms stay below 6% | May 22, 2023

Borrowers looking to save the most on interest should consider shorter term loans.